Daily rate to effective annual rate
Type a value in per day to get it in EAR instantly.
That's 3.7× as high as a payday loan — nothing on our list beats it. A thousand left at that rate for ten years becomes about 5.929×10¹⁸.
Convert the other way: EAR to per day
What it means
What does that rate cost?
Information only, not financial advice. Real products add fees, and legal definitions of APR differ between countries.
The math
How to convert per day to EAR
Compounding is a power, not a multiplication: EAR = (1 + periodic rate)ⁿ − 1, with n periods in the year. A nominal APR is simply the periodic rate times n, which is why it always reads lower.
Example: 1 per day = 3,678.34 EAR.
Every unit
Your rate in every form
Tables
per day to EAR conversion table
| per day | EAR |
|---|---|
| 0.5 per day | 517.465 EAR |
| 1 per day | 3,678.34 EAR |
| 2 per day | 137,641 EAR |
| 3 per day | 4,848,170 EAR |
| 5 per day | 5.421×10⁹ EAR |
| 7 per day | 5.31×10¹² EAR |
| 10 per day | 1.283×10¹⁷ EAR |
| 15 per day | 1.428×10²⁴ EAR |
| 20 per day | 7.964×10³⁰ EAR |
| 30 per day | 3.884×10⁴³ EAR |
| 50 per day | 1.876×10⁶⁶ EAR |
EAR to per day conversion table
| EAR | per day |
|---|---|
| 0.5 EAR | 0.00136646 per day |
| 1 EAR | 0.00272616 per day |
| 2 EAR | 0.00542552 per day |
| 3 EAR | 0.00809863 per day |
| 5 EAR | 0.0133681 per day |
| 7 EAR | 0.0185383 per day |
| 10 EAR | 0.0261158 per day |
| 15 EAR | 0.0382983 per day |
| 20 EAR | 0.0499636 per day |
| 30 EAR | 0.0719065 per day |
| 50 EAR | 0.111148 per day |
Quick answers
Quick answers
- How many EAR is 1 per day?
- 1 per day is 3,678.34 EAR.
- How many EAR is 10 per day?
- 10 per day is 1.283×10¹⁷ EAR.
The units
About these units
Daily rate (per day)
The rate per day, used for overdrafts and short-term loans.
Effective annual rate (EAR)
What you actually pay or earn over a year, compounding included.
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